--- title: "Net 60 Wholesale: What is it, and How Does it Work?" description: Navigate the world of net 60 wholesale with our comprehensive guide. Gain a clear understanding of how this process works and how it can impact your business operations. Make informed decisions for successful transactions. image: https://www.creoate.com/hubfs/markus-winkler-DJoG5GsXfMw-unsplash-min.jpg --- [![CREOATE-logo](https://www.creoate.com/hs-fs/hubfs/CREOATE-2022/CREOATE-logo.png?width=237&height=43&name=CREOATE-logo.png "CREOATE-logo")](https://www.creoate.com) ## [Blog](https://blog.creoate.com/) [![Sign Up to shop](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/25265714/7d705e6d-4ef2-4267-8ef0-fd84af378101.png)](https://hubspot-cta-redirect-eu1-prod.s3.amazonaws.com/cta/redirect/25265714/7d705e6d-4ef2-4267-8ef0-fd84af378101) [![Subscribe](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/25265714/78b06ab8-ce3c-4480-a57e-7ce82cfd35af.png)](https://hubspot-cta-redirect-eu1-prod.s3.amazonaws.com/cta/redirect/25265714/78b06ab8-ce3c-4480-a57e-7ce82cfd35af) [Growing a Business](https://www.creoate.com/blog/tag/growing-a-business) [Selling Wholesale](https://www.creoate.com/blog/tag/selling-wholesale) # A Guide to Net 60 Wholesale: Understanding How It Works ###### By [**Lauren Thompson**](https://www.creoate.com/blog/author/lauren-thompson) ** Last updated: 21 July, 2026 **,  First published: 14 June, 2023 ![net-60-payment-wholesalers](https://www.creoate.com/hs-fs/hubfs/net-60-payment-wholesalers.jpg?width=1199&height=613&name=net-60-payment-wholesalers.jpg) When you’re starting out in B2B (Business-to-business) and wholesale, it’s likely you’ll come across many terms you aren’t familiar with. Whether you’re wrapping your head around [RRP (Recommended Retail Price)](https://blog.creoate.com/blog/what-is-rrp), or learning about [Lead Times](https://blog.creoate.com/what-is-lead-time) — figuring out the lingo is all part of the process. In this quick explainer, we’ll be going over net 60 wholesale. What it means, how it works, and how it can benefit you, as a retailer.    ### On this page - [What is net 60 wholesale?](https://www.creoate.com/blog/a-guide-to-net-60-wholesale#1) - [How does net 60 wholesale work?](https://www.creoate.com/blog/a-guide-to-net-60-wholesale#2) - [What are the benefits of net 60 wholesale?](https://www.creoate.com/blog/a-guide-to-net-60-wholesale#3) - [Stock up your shop with net 60 terms](https://www.creoate.com/blog/a-guide-to-net-60-wholesale#4) ## What is net 60 wholesale? Net 60 wholesale is a payment term commonly used in B2B wholesale. Net 60 most often refers to the number of days a buyer has to pay for their purchases after the invoice date. *👋 At [CREOATE](https://www.creoate.com/), we make it easy for retailers to access net 60 terms they can then use to shop wholesale from thousands of independent brands, all in one place. [Create an account](https://www.creoate.com/signup/retailer/) to get started.*   ## How does net 60 wholesale work? Net 60 wholesale refers to a specific credit term in which buyers have 60 days from the invoice date to settle their payment.  Effectively, it is an agreement between the net 60 wholesaler vendor — in our case, CREOATE — and the retailer, allowing the buyer to receive stock upfront, and delay payment for a set period. As a retailer, you place an order with a wholesaler for a certain quantity of goods. When it comes to stocking up on CREOATE, this can mean buying from one, or multiple net 60 wholesale vendors for a more varied stock-up experience.  The wholesaler then ships the products to the buyer, generating an invoice with the payment terms, including the net 60 period, which begins from the invoice date. In the 60-day period, you as a retailer have the opportunity to generate revenue before settling the payment by the end of the allotted 60 days.   ## What are the benefits of net 60 wholesale? Net 60 payment terms can be a blessing for independent businesses, particularly those just starting out with a lot of upfront expenses. Here’s why:   ### Better management of cash flow Net 60 makes managing cash flow much easier, which in turn can improve profitability. This is particularly important when starting out, since it’s reported that up to [20% of small businesses fail ](https://www.entrepreneur.com/starting-a-business/the-true-failure-rate-of-small-businesses/361350)within their first year.  [Laura Nicholson](https://blog.creoate.com/blog/meet-the-maker-laura-nicholson-of-love-the-planet), founder of the sustainable makeup brand, [Love the Planet ](https://www.creoate.com/store/love-the-planet?_gl=1*1e7xhoz*_gcl_aw*R0NMLjE2ODQ0MjY4NjEuRUFJYUlRb2JDaE1JOWJtUzdLTF9fZ0lWcXdjR0FCMG1MZ2E2RUFBWUFTQUFFZ0xicXZEX0J3RQ..*_gcl_au*NjYyODkyMTQ3LjE2NzkzMDM0Mzc.&_ga=2.234520856.780546084.1686563702-1790792997.1678354056)has some advice for fellow business owners where cash flow is concerned: *"Cash flow is always a consideration, so I had to learn to prioritise the plans which were the most important and not to try and do everything at once. In the past, I have overstretched myself and then felt frustrated when I feel like I’m being spread too thin."*   ![net-60-cashflow](https://www.creoate.com/hs-fs/hubfs/alexander-grey--8a5eJ1-mmQ-unsplash-min.jpg?width=713&height=475&name=alexander-grey--8a5eJ1-mmQ-unsplash-min.jpg)   ### More flexibility As a retailer, net 60 terms allow you the opportunity to be flexible with your finances, and test out new products to ensure they’re the right fit for your store and your customers. This is why CREOATE also offers 60-day free returns on all orders. That's right! We want to take the risk out of trying new products and unsold items. So you can comfortably stock up on new and emerging brands, and return anything that doesn't sell or suit your store ### Building trust Net 60 terms work on a basis of trust between wholesalers and retailers, which in turn can help foster loyalty and build long-term relationships between retailers and brands.   ## Stock your shop with net 60 terms Now you've got a handle on what net 60 is all about, why not get to grips with some other common business initialisms and acronyms like [EORI](https://blog.creoate.com/blog/what-is-an-eori-number), [DDP](https://blog.creoate.com/blog/what-is-ddp), or [SEO](https://blog.creoate.com/blog/ecommerce-seo)? Make the most of the flexibility and cash flow advantages of net 60 payment terms with CREOATE, and discover unique brands to feature in your store.  👋 Not registered with CREOATE yet? Sign up now and [shop wholesale](https://www.creoate.com/) with us today.   ## FAQs ### How does shopping with net 60 wholesale terms on CREOATE work? When you create an account on CREOATE, we'll ask you a few quick questions, and then assign you a limit for shopping with your net 60 terms. We'll remind you when your payment due date is approaching.  ### What are net 30 payment terms? Net 30 wholesale terms work in the same way as net 60 ones, and just mean you need to pay for your wholesale order within 30 days of placing it, rather than 60.    **Browse Popular Categories at CREOATE:** [Wholesale Jewellery](https://www.creoate.com/product-category/jewellery) | [Wholesale Gifts](https://www.creoate.com/product-category/gifts) | [Wholesale Stationery](https://www.creoate.com/product-category/stationery) | [Wholesale Beauty Products](https://www.creoate.com/product-category/beauty) | [Wholesale Mugs](https://www.creoate.com/product-category/mugs) | [Wholesale Homeware](https://www.creoate.com/product-category/home-garden) | [Wholesale Pet Supplies](https://www.creoate.com/product-category/pet-supplies) | [Wholesale Gourmet Food](https://www.creoate.com/product-category/gourmet-food) | [Wholesale Garden & Outdoor](https://www.creoate.com/product-category/garden-outdoor) | [Wholesale Baby & Kids Products](https://www.creoate.com/product-category/kids) **Browse Trending Collections on CREOATE: **[Wholesale Halloween](https://www.creoate.com/product-category/halloween) | [Wholesale Mother's Day Gifts](https://www.creoate.com/collections/mothers-day) | [Wholesale Father's Day Gifts](https://www.creoate.com/collections/fathers-day) | [Wholesale Valentine's Day Gifts](https://www.creoate.com/collections/valentines-day) | [Wholesale Spiritual Supplies](https://www.creoate.com/collections/spiritual) **>>** [View all](https://www.creoate.com/collections) ![](https://www.creoate.com/hs-fs/hubfs/CREOATE-2022/CREOATE-logo.png?width=237&height=43&name=CREOATE-logo.png) #### Stock your store with unique products from independent businesses today   ![cta-sidebar-image](https://www.creoate.com/hs-fs/hubfs/CREOATE-2022/cta-sidebar-image.png?width=192&height=128&name=cta-sidebar-image.png) [![Sign Up to shop](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/25265714/7d705e6d-4ef2-4267-8ef0-fd84af378101.png)](https://hubspot-cta-redirect-eu1-prod.s3.amazonaws.com/cta/redirect/25265714/7d705e6d-4ef2-4267-8ef0-fd84af378101) ## You May Also Like [![What is an SKU?](https://www.creoate.com/hubfs/chuttersnap-fyaTq-fIlro-unsplash-min.jpg) ](https://www.creoate.com/blog/skus-what-they-are-how-to-make-them-how-to-use-them) [Opening a Shop](https://www.creoate.com/blog/tag/opening-a-shop) [Selling Wholesale](https://www.creoate.com/blog/tag/selling-wholesale) #### [What is an SKU?](https://www.creoate.com/blog/skus-what-they-are-how-to-make-them-how-to-use-them) [Read more >](https://www.creoate.com/blog/skus-what-they-are-how-to-make-them-how-to-use-them) [![What is an EORI Number?](https://www.creoate.com/hubfs/Imported_Blog_Media/what-is-an-eori-number-1.jpg) ](https://www.creoate.com/blog/what-is-an-eori-number) [Growing a Business](https://www.creoate.com/blog/tag/growing-a-business) #### [What is an EORI Number?](https://www.creoate.com/blog/what-is-an-eori-number) [Read more >](https://www.creoate.com/blog/what-is-an-eori-number) [![Selling Cross-Border: Why to Think Global from Day One](https://www.creoate.com/hubfs/selling-cross-border-uk.jpg) ](https://www.creoate.com/blog/selling-cross-border) [CREOATE Seller Guides](https://www.creoate.com/blog/tag/creoate-seller-guides) #### [Selling Cross-Border: Why to Think Global from Day One](https://www.creoate.com/blog/selling-cross-border) [Read more >](https://www.creoate.com/blog/selling-cross-border) You may also like Recent [![What is an SKU?](https://www.creoate.com/hubfs/chuttersnap-fyaTq-fIlro-unsplash-min.jpg) #### What is an SKU? Read more > ](https://www.creoate.com/blog/skus-what-they-are-how-to-make-them-how-to-use-them) [![What is an EORI Number?](https://www.creoate.com/hubfs/Imported_Blog_Media/what-is-an-eori-number-1.jpg) #### What is an EORI Number? Read more > ](https://www.creoate.com/blog/what-is-an-eori-number) [![Selling Cross-Border: Why to Think Global from Day One](https://www.creoate.com/hubfs/selling-cross-border-uk.jpg) #### Selling Cross-Border: Why to Think Global from Day One Read more > ](https://www.creoate.com/blog/selling-cross-border) [![10 Trends For Autumn 2025](https://www.creoate.com/hubfs/toa-heftiba-DdF96qfUI60-unsplash.jpg) #### 10 Trends For Autumn 2025 Read more > ](https://www.creoate.com/blog/autumn-products-on-creoate) [![What is Cost-Plus Pricing, and When Should You Use It?](https://www.creoate.com/hubfs/what-is-cost-plus-pricing.jpg) #### What is Cost-Plus Pricing, and When Should You Use It? 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